At organizations with employees represented by a union, the terms of employment for those employees are governed by a collective bargaining agreement. This contract most likely governs how union employees are to be paid, including the method of payment. Introducing paycards to this population will have to be bargained with the union before the program can be implemented. Be proactive and set up a meeting with union leaders to educate them on how the paycard program will benefit the workers that they represent. Including them early on in the decision making process will decrease the likelihood of an adversarial or skeptical reaction to paycards and make bargaining over the issue that much easier.