For Employees

Paycards are a secure and beneficial electronic wage payment method that has gained widespread acceptance and popularity in recent years. Paycards operate much like debit cards that are linked to an employee's checking and/or savings account. The primary difference is that paycards are linked to an account at a financial institution established by the employer (the paycard account) for the purpose of delivering wages. On payday, the employer deposits, or loads, the employee's net wages into his or her paycard account. The employee can then use the paycard to access his or her wages in cash, make purchases, or pay bills. In addition, the employee can store funds in the account for safekeeping. Many paycards allow employees to load funds from other sources to the account as well.

Visa helped create and sponsored An Employee's Guide to Payroll Cards.

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Introduction  >>

What is a paycard and why do we have them?

Employee Advantages >>

What advantages are offered by participating in a payroll card program?

How a Paycard Works >>

Find out how a paycard works in real life -- how DO you get your pay?

Employee FAQs >>

Get answers to your questions about using a paycard.